Low Cost Rate
As an independent insurance agency, we are able to shop rates with multiple insurance companies at the in seconds. Allowing us to share the lowest rates with you.
Immediate Personal Attention
Specializing in immediate auto coverage, we help each customer find the best coverage while reducing costs. We’ve partnered with dealers and local customers to protect their families and our community.
We’re proud to represent some of the largest and most trusted insurance companies including: Unique Insurance, Direct Auto, KAI Advantage Auto, Lighthouse Insurance, and Apollo Casualty among others. We compare these highly-rated companies in order to present our customers with a comprehensive insurance plan at the most competitive price.
Bond Cards
A bond card can be used instead of your driver’s license if a police officer tickets you and requests that you surrender your drivers license. Get one today!
Easy Payment Plans
Having our in house finance company allows us to provide a multitude of payment options and plans. We work with you on down payment and monthly payments.
Road Side Assistance
This is a full service program works within the entire United States. Tow trucks are available to jumpstart your car, change a tire, deliver gas, etc. Get your coverage today!
We can insure:
No License
No License
Whether you have a proper driver’s license or not, you should have auto insurance for the security it offers. We help insure all drivers — with licenses and without licenses.
Teenage Drivers
Teenage Drivers
Dreaming about driving? Are you taking driver ed now? Or maybe you already have your license? APIA can help get you covered.
All License Types
All License Types
If you have an out of state or international driver’s license you can still buy car insurance, work with a APIA Inc. to find coverage options.
Full Coverage
Full Coverage
This type of auto insurance covers your vehicle in case you have an accident, unlike basic liability, which covers only the other driver’s vehicle.
New Drivers
New Drivers
Because the risk of a crash is significantly higher for new drivers, your auto insurance rate likely will be higher. Let APIA help you find the best rate around.
SR-22
SR-22
Serious motor-related violations, including driving without insurance, are can require to carry the Illinois SR-22 insurance certificate.
Senior Citizens
Senior Citizens
One of the advantages of being a mature driver is that insurance companies recognize your experience and it can bring better pricing in the form of safe driver and senior discounts.
Non-Owner
Non-Owner
Non-Owners SR-22 coverage is essentially insurance for your driver’s license and allows you to get your license reinstated by the State.