Auto

There are three primary types of coverage offered for auto insurance

Liability – Mandatory insurance required by the state of Illinois.  The three components of liability care insurance are

  • Bodily Injury
  • Property Damage
  • Uninsured Motorist-Property Damage

Comprehensive and Collision

  • Comprehensive coverage pays to repair or replace a covered vehicle that is stolen or damaged.  For example damage caused by fire, wind hail, flood, theft, vandalism, falling objects and hitting an animal
  • Collision Coverage helps pay to repair or replace your vehicle if it’s damaged in an accident with another vehicle or object, such as a fence or a tree.

Full Coverage

  • Full coverage is liability, comprehensive and collision.  This is mandatory coverage when financing a vehicle.
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