Liability – Mandatory insurance required by the state of Illinois. The three components of liability care insurance are
- Bodily Injury
- Property Damage
- Uninsured Motorist-Property Damage
Comprehensive and Collision
- Comprehensive coverage pays to repair or replace a covered vehicle that is stolen or damaged. For example damage caused by fire, wind hail, flood, theft, vandalism, falling objects and hitting an animal
- Collision Coverage helps pay to repair or replace your vehicle if it’s damaged in an accident with another vehicle or object, such as a fence or a tree.
- Full coverage is liability, comprehensive and collision. This is mandatory coverage when financing a vehicle.